Umbrella Insurance
Sometimes, your standard insurance policies may not provide enough coverage. That’s where umbrella insurance comes in. Think of it as extra protection that covers what your homeowners, auto, or even boat insurance might miss. It’s designed to take over when the limits of your main policies run out, giving you peace of mind if the unexpected happens.
Why Do You Need Umbrella Insurance?
Accidents can happen anytime, and the costs can quickly add up. For example, if you’re involved in a car accident and the medical bills or legal costs exceed your auto insurance limits, it steps in to cover the excess. It’s not just about accidents, though—it also provides coverage for lawsuits, defamation claims, and other situations where you might be held financially responsible.
Key Benefits
- Additional Liability Coverage: Protects you from large claims that go beyond your standard policy limits.
- Covers a Wide Range of Incidents: Whether it’s property damage, bodily injury, or personal liability, it offers a safety net.
- Affordable Peace of Mind: Despite its broad coverage, umbrella insurance is often more affordable than people think.
Who Should Consider Umbrella Insurance?
If you own property, have significant savings or investments, or often host events, is worth considering. Essentially, it’s for anyone who has assets they want to protect. Even if you think your current policies are enough, this extra layer ensures you and your loved ones are truly covered.
It isn’t just for the wealthy—it’s for anyone wanting to feel secure. At Insurance Company Pickerington Ohio, we make it simple to get the protection you need. Don’t wait until it’s too late. Contact us today to learn how we can help you stay covered!